Martin Lewis points ‘must-know’ journey warning for holidaymakers

TV money-saving knowledgeable Martin Lewis has urged folks reserving their summer time holidays this January to behave now on travel insurance and keep away from a standard pitfall.

Writing in his newest Money Saving Expert subscriber publication, the non-public finance guru pressured the significance of sorting your insurance coverage early and never leaving it to the final minute or permitting it to turn into uncared for altogether.

“Each spring without fail, someone asks me a heartbreaking question,” he advised his readers. “Usually they’ve been diagnosed with cancer or another serious condition that needs long-term treatment, and they won’t be able to go on their summer holiday.

“Yet the airline won’t refund them – within its rights as the ticket is not faulty.

“I say, ‘That’s what travel insurance is for’. Sometimes though, they tell me they haven’t got round to getting it yet.

“My heart sinks as I have to tell them there’s no recourse. Half the point of the cover is to protect you if things happen that stop you going, so get it ASAB – As Soon As You Book.”

He additionally suggested his followers to make sure they’ve a legitimate European Health Insurance Card (EHIC) or its alternative, the Global Health Insurance Card (GHIC), earlier than they depart, as these permits entitle you to medical therapy in state-run hospitals and GPs practises throughout Europe for a similar worth as an area.

The GHIC was a last-minute element of the Brexit trade agreement to proceed reciprocal healthcare between the UK and the EU.

The deal consists of medically essential therapy reminiscent of kidney dialysis, oxygen remedy and chemotherapy – permitting folks with persistent circumstances to proceed to journey.

But quite than persevering with with membership of the Ehic scheme, the UK’s chosen departure from the European Union means British travellers could have entry to free or reduced-rate medical therapy solely within the EU27 – not the related nations of Iceland, Liechtenstein and Switzerland.

A separate settlement has been reached with Norway.

Anyone who has a legitimate Ehic needn’t apply for the brand new card, because the European doc will proceed in impact till its expiry date. Both playing cards will provide equal safety for emergency and medically essential well being care when within the EU on a short lived keep, which incorporates vacation, research and enterprise journey.

The card is on the market freed from cost by cellphone (0300 330 1350) or from nhs.uk/Ghic.

Following a Christmas break after topping the festive charts with a charity single he recorded with LadBaby, Martin Lewis is again on his customary media blitz, just lately advising his audiences throughout numerous platforms on how to economize on cinema tickets, broadband and water bills.

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