Writing in his newest Money Saving Expert subscriber e-newsletter, the non-public finance guru confused the significance of sorting your insurance coverage early and never leaving it to the final minute or permitting it to change into uncared for altogether.
“Each spring without fail, someone asks me a heartbreaking question,” he advised his readers. “Usually they’ve been diagnosed with cancer or another serious condition that needs long-term treatment, and they won’t be able to go on their summer holiday.
“Yet the airline won’t refund them – within its rights as the ticket is not faulty.
“I say, ‘That’s what travel insurance is for’. Sometimes though, they tell me they haven’t got round to getting it yet.
“My heart sinks as I have to tell them there’s no recourse. Half the point of the cover is to protect you if things happen that stop you going, so get it ASAB – As Soon As You Book.”
He additionally suggested his followers to make sure they’ve a sound European Health Insurance Card (EHIC) or its alternative, the Global Health Insurance Card (GHIC), earlier than they depart, as these permits entitle you to medical remedy in state-run hospitals and GPs practises throughout Europe for a similar value as an area.
The GHIC was a last-minute element of the Brexit trade agreement to proceed reciprocal healthcare between the UK and the EU.
The deal consists of medically needed remedy reminiscent of kidney dialysis, oxygen remedy and chemotherapy – permitting individuals with continual situations to proceed to journey.
But slightly than persevering with with membership of the Ehic scheme, the UK’s chosen departure from the European Union means British travellers may have entry to free or reduced-rate medical remedy solely within the EU27 – not the related nations of Iceland, Liechtenstein and Switzerland.
A separate settlement has been reached with Norway.
Anyone who has a sound Ehic needn’t apply for the brand new card, because the European doc will proceed in impact till its expiry date. Both playing cards will supply equal safety for emergency and medically needed well being care when within the EU on a brief keep, which incorporates vacation, research and enterprise journey.
The card is out there freed from cost by telephone (0300 330 1350) or from nhs.uk/Ghic.
Following a Christmas break after topping the festive charts with a charity single he recorded with LadBaby, Martin Lewis is again on his customary media blitz, not too long ago advising his audiences throughout varied platforms on how to save cash on cinema tickets, broadband and water bills.
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